HTOC AFFORDABLE HOUSING PROGRAMS
Affordable Homeownership Program
Our Homeownership Program helps low and moderate-income residents of Ouray County achieve the dream of owning a home. Through a combination of subsidized mortgages, grants, and donations we make homeownership accessible to those who might otherwise be priced out of the market. Our homes are designed to be energy-efficient and affordable.
Affordable Rental Housing Program
Home Trust also provides affordable rental housing options for income-qualified individuals and families who need stable, affordable housing in Ouray County. We work with local property owners and general contractors to build rental housing which we price below market rates. Our rentals serve a range of households, from seasonal workers to seniors on fixed incomes.
Housing Preservation & Renovation Program
In addition to building new affordable homes, Home Trust is committed to preserving and rehabilitating existing properties in Ouray County. Through our Housing Preservation Program, we work with homeowners to acquire properties below market rate. Later we make renovations and upgrades that improve the safety and energy efficiency of the homes. This program ensures existing residents and workforce can remain in their communities, while also contributing to the overall affordable housing stock.
Housing Services
With a proven track record of coordinating and collaborating with local governments, Home Trust has the organizational structure and capacity to expand its services to offer a variety of housing-related solutions for the community, including deed restrictions, property management, housing development, and program creation and delivery.
Deed Restriction Managment
Home Trust has expanded its services to provide comprehensive deed restriction management and ongoing compliance support. Acting as a centralized hub for program administration, Home Trust monitors deed-restricted properties to ensure long-term affordability across Ouray County.